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Countries that approved video identification in banks

In this post I’ll try to list the countries allowed their banks to identify clients through video. Proof links are included. The list will be continuously updated as I learn about new ones.
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Here’s what I have so far (a/b order):

1. Austria
The technology approved by the Austrian Financial Market Authority (FMA) on 3 January 2017.
https://www.erstegroup.com/en/news-media/press-releases/2017/01/23/erste-bank-introduces-video-based-identification-of-new-customers-alias

2. Estonia
https://www.lhv.ee/en/videoidentification

3. Germany
A new reading of Germany’s money laundering law by the German Ministry of Finance in March 2014 has paved the road for this innovation.
https://www.ing.com/Newsroom/All-news/NW/ING-Germany-simplifies-account-opening-process-with-video-legitimation.htm

4. UK
https://community.fidorbank.uk/groups/important-updates-from-fidor-u/video-identification-process-f

Do you know if it’s approved in your country? Please share in comments.

16/11/2017

Contact Center Technologies 2017: which ones do companies really choose?



With the rise of technology that allows better customer service, customers are becoming more demanding – that’s why to satisfy and retain them, you need to develop your contact center in accordance with the worldwide trends. Check out what recent reports and experts suggest, and take part in a contact center benchmarking survey to get more accurate data on the current contact center trends.

Contact Center and CX Research and Reports

Contact centers -> Multichannel -> Omnichannel -> Proactive CX -> Robotics CX

ot CX transformation from contact centers to multichannel, omnichannel, robotics and proactive CX. Global Contact Centre Benchmarking Report, Dimension Data 2017

The The 2017 Global Benchmarking Report (pdf) suggests that the top trends are:

  • CX as the differentiator (82.%)
  • CX as the most strategic measure (77.5%), which increased profits for 74.1% of companies
  • omnichannel
  • personalization
  • self-service
  • mobile apps
  • connected customer journeys with 9 channels in most contact centers

As people switch from phones to other channels, companies need to work on integrating human approach to their CX robotics:

VA, instant, mobile, web and video chats and IoT

Companies start focusing on channels that provide robotic customer support with a human touch, according to the Global Contact Centre Benchmarking Report, Dimension Data 2017

Global contact center report shows us which technologies companies are using, and which they are planning to use:

global-contact-center-report-trends-plans

A list of contact center technologies companies use and plan to use. Dimension Data’s 2016 Global Contact Centre Benchmarking Report, © Dimension Data 2013-2016

We won’t just talk about the trends, what you are reading now is an overview of opinions of respected contact centers experts, so even, if you doubt any of them, you may want to listen to opinions from several of them about the technology that interests you.

Here are the experts:

@Jon Arnoldan independent research analyst with a great blog
@Nate Brown, VP of Communication for the HDI Music City Chapter and is the founder/author of CustomerCentricSupport.com
@Teresa Cottam, Chief Strategist, MVNOpro
@Al Hopper, cofounder of DoLabSATX
@Shep Hyken, Customer Service and Experience expert – hyken.com
@Ian Jacobs, Principal Analyst at Forrester
@Evan Kirstel, Social media innovator and B2B marketer
@Irwin Lazar, Analyst, Nemertes Research
@Kate Leggett, VP and Principal Analyst at Forrester
Rob Maynard, Contact Center Architect for Cisco
@Sheila McGee-Smith, an enterprise communications industry analyst
@Dave Michaels, founder of TalkingPointz, covering enterprise communications and IoT
@Blake Morgan, Customer Experience Futurist and the host of the Modern Customer Podcast
@Blair Pleasant, analyst and consultant about Unified Communications
@Elka Popova, Industry Analyst focusing on Unified Communications, Frost & Sullivan
@Darren Prine, Omnichannel Contact Center Solutions Specialist at BrightPattern
Lutz Remmers, Operations Director for Call Center de Mexico
@Colin Taylor, CEO and Chief Chaos Officer at the Taylor Reach Group
@Donna Peeples, Customer Experience Strategist
@Bruce Temkina customer experience transformist.
@Neal Topf, President of the Callzilla contact center
Wade Wiant, Vice President of Sales and Channels at Mediu
We analyzed articles about contact center trends in 2017 from each of them, and here are the trends most experts agreed on:

Omnichannel

The promise of Omni-channel today is similar to that of Customer Relationship Management (CRM) platforms a quarter of a century ago; by centralizing knowledge and customer information, it enables agents in our Contact Center to deliver more satisfying customer experiences, resolve issues more quickly and efficiently and generate more revenue. Of course, it took about 20 years for CRM to become an overnight success. I suspect Omni-Channel will have a similarly long gestation period.

Colin Taylor

Unfortunately, I consistently find two things missing from most omnichannel conversations: modern channels and context.

The problem with omnichannel is the continuous change component of every or all. For example, fax was certainly an important channel at one time (and still is in some sectors). Modalities come and go, but omnichannel doesn’t expire. Instead, it’s necessary to reevaluate its scope regularly.

Omnichannel initiatives must now include messaging and video. These are the two most significant emerging modalities in enterprise communications. Both are already popular in consumer services.

Dave Michaels

Teresa Cottam forecasts that:

Meanwhile, tomorrow’s customers will be creative, will communicate across an array of existing and new channels but also in a new visual language. They will expect to co-create their experience via a continual interaction with the enterprise and will want to take responsibility for many issues currently managed by the contact centre to fulfil their desire for increased autonomy. The contact centre will support this by providing hints, tips, education and technical support.

In addition, the contact centre will also become a powerful resource for finding out what customers think of companies, and for capturing sentiments, feedback, needs and wants. As an invaluable source of data for both the enterprise and its partners, it will evolve beyond omnichannel operation to become the centre of the connected enterprise. And, as its mode of operation broadens and becomes more proactive, its success will have to be measured by new metrics, reflecting its critical role in overall business performance.

According to Teresa, contact centers will need to:

  • move beyond supporting all channels (omnichannel) seamlessly to becoming a hub of customer interactions for the enterprise
  • take responsibility for customer communications rather than these being driven by individual departments’ internal timescales and goals
  • deliver these interactions in a more customer-centric manner, at a time that is most convenient for the customer, and which is based on their knowledge of when the customer is likely to be most receptive, in the preferred language
  • use highly secure customer ID verification, the identification of buying signs and customer satisfaction, fraud prevention capabilities and so on
  • employ customer support specialists, who will become trusted and recognized, rather than be nameless agents

Teresa Cottam

Self-service

In 2011 Gartner predicted that

by 2020, customers will manage 85% of their relationship with the enterprise without interacting with a human.

However, in 2016 Forrester has already reported that

consumers are using web self-service more than assisted service. In fact this number increased from 67% in 2012 to 84% in 2015.

Kate Leggett expands on the idea:

In 2017: Customer service will continue to invest in structured knowledge management and leverage communities to extend the reach of curated content. Service will become more ubiquitous, via speech interfaces, devices with embedded knowledge, and wearables for service technicians.

As customer preferences have shifted over the years, consumers are demanding more immediate service and many of them are resolving their problems on their own through self-service.

Darren Pline

With a self-service portal, customers can search for their problem online and follow instructions to fix it. In the worst case, if they were not able to solve their issue, the portal can include a click to call button where they are transferred to an agent and they don’t have to repeat all their information in order to get assistance.

Lutz Remmers

Customers have begun to use, and in some cases even prefer, non-agented interactions. They use knowledgebases, FAQs, mobile customer self-service, chatbots, and peer-to-peer communities in increasing numbers. This means that:

Because self-service solves many of the simpler issues that customers have, the inquiries that do make it through to contact center agents are the more complex, difficult, or relationship-dependent ones. So, contact center agents now need to be prepared for solving harder problems than in the past.

 

Because most customers that actually do reach a contact center agent will have tried to self-serve and failed, they will more frustrated than they were in the past. In a world where the phone and even chat are actually escalation channels, agents start three steps back by the time they say the word, “Hello.”

Ian Jacobs

 

According to Teresa Cottam, by 2025, three key concepts will come together to create a new customer paradigm:

  • the demand for personalization
  • digital autonomy
  • social consumption.

“The combination of these three elements of personalisation, self-service and social consumption creates a phenomenon that Telesperience has dubbed ‘selfie-service’. This represents an evolution of self-service because it doesn’t just enable a customer to serve themselves, but also to create their own service paradigm, tailor their experience, and be more creative.“

Messaging

Call centers shaping their strategies for 2017 and beyond should begin by allowing for mobile messaging engagement. It’s about meeting the customer in the place where they are and want to do business. Messaging is the most common cell phone activity, outpacing telephony, according to the Pew Research Center.

Donna Peeples

In fact it seems that the sharing economy is one of the biggest superuser industries of mobile messaging. Examples include Uber, Airbnb, Etsy and TaskRabbit to name a few. Customers enjoy the ease of use and not having to call the call center. It feels as easy and seamless as an interaction with a friend or family member. This is the future of customer service.

Blake Morgan

But it is the harnessing of social platform messaging apps that will turn social customer care on its head in 2017. Thanks to the announcement by Facebook that they were opening up Facebook Messenger to the public and developers, businesses and solution providers alike now have a captive audience of socially-addicted consumers to engage with in private.

Nancy Jamison

Mobile continues to become an increasingly dominant interaction channel… and now can be accessed through increasingly varied types of devices (including those described as “Internet of Things”). In 2017, we expect more companies to shift to a mobile first strategy and to design customer offerings with the assumption that the primary interface may be a remote digital device.

Bruce Temkin

AI

AI is already here, has been here for a while and will continue to support ever increasingly complex customer interactions. Perhaps the bigger question for Contact Centers is, “How will we manage the interactions that cannot be handled through AI enabled automation.”’ Those contacts that remain, will be complicated, complex and require a significantly different profile, than the typical customer service or technical support agent that exists in most centers today. We need to rethink the skills and competencies required to deliver excellent service in this brave new AI enable world.

Colin Taylor

Since the business value of these technologies continues to evolve, we talked about the big challenges developers face in selling chatbots and AI into the enterprise. The challenges may be daunting, and very different from selling these technologies into the consumer world, but the opportunities can also be large… so the potential payoff is definitely there.

One issue is that chatbot and AI have a long way to go before they’re ready for widespread adoption. These tools will take time before they can provide real value and earn the trust of customers, so companies that adopt them do have to consider the risk factor. For example, speech recognition accuracy is approaching 90%, but is that good enough for the contact center? Skeptics will point to Microsoft’s early experience with its Tay chatbot, and flat out say, “No.”

Jon Arnold

Artificial Intelligence is coming to the forefront of how a company creates a better CX. Machines’ ability to interact with humans is stronger than ever. AI will help us make better business decisions, many of them positively impacting the customer. AI won’t necessarily take over the human function, although in some places it can and will, but it will assist customer support people, becoming an IA , or Intelligent Assistant.

Shep Hyken

Machine learning, AI, and cognitive computing offer the opportunity for applications to learn from past behavior as well as from external data sources. While in their early stages, these technologies offer real-world potential for organizations to increase the speed of workflows, enable employees to make better decisions, and even enable delivery of new and innovative services, especially in engineering or science-intensive industries.

Already we’re seeing tremendous interest in using intelligent bots to eliminate repetitive tasks or to provide an improved experience to customers. We’re at the cusp of tremendous advances in these areas, with increasing opportunities for IT leaders to forge the way in delivering business value from emerging technologies.

Irwin lazar

News:

Google’s voice recognition quality is now 95%, Recode

Chatbots

“Bots are Good for the Seller, but What About for the Buyer?”

This question kept popping up in my mind, as we heard many speakers talk about all the cool capabilities their chatbots have. For now, the consumer market is all about driving sales, either online or in-store. Messaging has now become bigger than social media, and with better ad-blocking tools, anyone trying to sell digitally to consumers is coming to realize the value of chatbots. AI has a long way to go still to make the chatbot experience feel personal, but it’s improving as all emerging technologies do.

Jon Arnold

Chatbots will become a big storyline in 2017, and increasingly, messaging will be a platform for automated, person-to-machine communication. This is actually part of something even bigger — digital transformation — where natural language processing is going to transform the role of voice. Telephony will continue as a real-time channel, but the new value basis for voice will be in the realm of AI and ML, where Amazon’s Alexa is a sign of things to come.

Jon Arnold

There are also some notable bots that have shown us what is possible moving forward. Take Siri or Amazon Alexa for example. Some bots can even provide intelligence and service better than a live representative. Babylon Health or Your.MD have bots that provide health related consultations based on images and symptoms

AI will increasingly be used for routine transactions while higher-value and more complex transactions will be handled by customer service agents. The key is being able to identify what interactions need to be handled by a human rather than automated.

Darren Prine

The best chatbots are able to not only respond to requests and questions, but also recognize when the customer is confused and seamlessly hand off the conversation to a live customer support rep.

Shep Hyken

To truly meet a need for enterprise-grade customer service, chatbots must be able to understand what a customer speaks or types, pick out the customer’s actual intent, respond in a conversational manner and maintain the conversational state across multiple back and forths, and act on the customer’s behalf.

Finally, as customers choose to have interactions across multiple channels (phone, chat, web, mobile, messaging, social, etc.), enterprises should be able to deploy their chatbots in multiple channels. Although the idea of truly ‘write once, deploy many” chatbots remains elusive, directionally, this is where enterprise chatbots need to head.

Ian Jacobs

IoT

The main way it will improve customer experience is through proactive customer service. Smart devices will be able to communicate that there is a problem with the device directly to the manufacturer before the consumer is even aware there is a problem. This will also lead to increased self-service as customers will need to contact customer service less frequently when smart objects are able to diagnose their own issues.

ABI Research found that by 2020, more than 50 billion additional devices will be wirelessly connect increasing the IoT. Organizations that can successfully integrate IoT into their contact centers will benefit from shorter interaction time, cost savings from self-service, and more dedicated customer service.

Darren Prine

With IoT, presenting a single view of the data becomes easier whether you are a B2B or B2C company. The convergence of digital and physical worlds across multiple channels has created opportunities to measure and influence customer behavior beyond traditional purchasing cycles.

To make the business model of IoT work, companies must keep a close eye on emerging IoT ecosystem components, networking protocols, security, data models, and analytics to connect with contact center solutions and act on the received triggers.

Kate Legett

This is because a lot of IoT data is related to operations and security, as well as product development — and ultimately marketing. End users will see the data first. They will then ask the contact center to remotely access the data — as happens now with computers and phones.

IoT will completely change the game for companies – all of our products and devices will soon be connected, and this is good and bad. It’s good because companies will have much more data to personalize our experiences. Our lives will be made easier through improved user experiences. But IoT devices must be made secure.

@Blake Morgan

Blake Morgan also mentions the following IoT examples:

  • the Spinn coffee machine
  • a Barbie doll that listens and responds
  • a smart Vodka Absolut bottle
  • August Smart Lock
  • Fitbit
  • a Crockpot wifi-enabled cooker.

Wade Waint writes:

By 2020, a staggering 26 billion everyday devices—anything with an on/off switch, from cellphones and coffee makers to washing machines, headphones and lamps—will be activated by users all over the world (Gartner). As technology evolves, these devices are entering into a network of physical objects connected to the Internet and to one another to collect and share data.This is the Internet of Things (IoT).

Consumers will opt to leverage mobile and personal devices as a means to realize their customer journeys, enabling them to engage with the contact center when, where and how they want.

Sheila McGee-Smith mentions a few examples:

On stage, the presenters talked about a washing machine sending out a message that it is in need of repair. That’s a nice example of the proactive customer care possibilities of IoT, but another example Bosch shared during a breakout session showed the broader implications of combining IoT and customer experience. In one of my Enterprise Connect sessions last week, Kentis Gopalla, senior director of product management and market strategy at Genesys, shared that case study — Bosch Connected Parking.

Bosch Connected Parking offers car park operators new business opportunities and ideas for increasing the value and scope of services for participants. Parking solutions include:

  • active parking lot management
  • community-based parking
  • automated valet parking

Video

These video enabled terminals or kiosks called ITMs (Interactive Teller Machines) allow a customer to interact, live, with an agent in a Contact Center. Where these solutions have been deployed, transaction value has increased while transaction costs have decreased, and at the same time, customer satisfaction (CSAT) has risen. The increase in CSAT is likely, in part, due to an increased level of trust in the interaction and the fact that there is a person who can provide help or answer questions as required.

Colin Taylor

So, if it is so helpful, why is less than 0.2% of contact center traffic handled on video chat? Although video chat exists, it is often hard to fit it into the current technology which explains why most don’t use it. But, forward thinking companies such as Schuh and Amazon have already deployed video as part of their customer service strategy. With advancing omnichannel solutions, the demand for video chat as a service is only going to become more popular and effective.

Darren Prine

Giving agents the ability to show their true self would make it simple to communicate with authenticity and develop the type of meaningful relationships we strive for with our customers.  

Recently many barriers such as expensive hardware and limited bandwidth have been removed, finally bringing this channel into reach for contact centers large and small.

Nate Brown

2017 is going to be the year to introduce Live Visual solutions to your call center. It is a ripe technology with an existing consumer infrastructure (2.5 billion camera equipped smartphones and counting) and has a real ROI model.

Simple video chat can be utilized for better customer engagement, while evolved Augmented Reality solutions will help get customers painlessly and quickly through tech support. Either way, adding live video capabilities to call centers should be on every customer service and contact center executives’ list.

Evan Kirstel

I’ve seen several big wins in the banking industry. Nationwide Building Society, a U.K. company, has implemented a Cisco-powered service to supplement branch office staff with virtual agents who can conduct face-to-face video consultations. The pilot resulted in a 62% gain in mortgages, so Nationwide has opted to expand the service to each of its 400 locations.

Check out more examples of companies successfully using video contact centers from Dave Michaels here. Also, check out our own video chat for contact centers, Richcall.

Cloud

While this is not necessarily a brand-new trend, it is an excellent option for businesses due to the speed and ease in which it can be implemented.

Cloud-based services offer 24/7 support and provide real flexibility and adaptability, particularly in their ability to be integrated with third-party CRM platforms such as Salesforce, Zendesk, SAP, and Facebook.

Lutz Remmers

Offering customers a vehicle to engage, transact, and use to address problems at will is a powerful differentiator that allows companies to transcend the offline/online world, while remaining in the conscience of customers in the most state-of-the-art yet customer-determined way imaginable.

That is why contact centers must begin to migrate portions of their technology to the cloud or to solutions that can be integrated with the new generation of cloud based APIs.

Neal Topf

 

..the survey suggests three-quarters of companies have recognized the value of the cloud, with 25 percent of contact centers having fully deployed cloud today and another 28 percent partially transitioned. In addition, 21 percent have plans to migrate within the next year.  I would certainly say that there is no doubt that cloud is no longer something that contact centers need to be educated on.  Customers are asking solution providers about cloud, rather than the reverse. It’s not if, but when, and that is the key.

Nancy Jamison

Catering to the Millennial Worker

But perhaps the most exciting trend in 2016, which Frost & Sullivan believes will be a continuing core trend in 2017, is designing contact centers to support the millennial worker, and that cater to the millennial consumer.  This was very apparent with multiple announcements of enhanced Workforce Optimization (WFO) offerings that focused on making life easier for agents.

Nancy Jamison

At the same time, enterprises will have to deal with new demands from the next generation of workers who don’t want to work long shifts in centralised operations. In order to recruit and retain the best of these workers, enterprises will have to identify what these workers need from them in order to be seen as a good employer. Meanwhile, tomorrow’s customers will be creative, will communicate across an array of existing and new channels but also in a new visual language. They will expect to co-create their experience via a continual interaction with the enterprise and will want to take responsibility for many issues currently managed by the contact centre to fulfil their desire for increased autonomy. The contact centre will support this by providing hints, tips, education and technical support.

Teresa Cottam

 

digital workplace begins the shift from thinking of UC and collaboration as stand-alone applications to ones that are tightly integrated with workflows and business processes. In this new paradigm, collaboration applications must support business processes, especially the digitizing of these processes. This means integration with message flows, events, tasks, and projects to ensure that collaboration exists within the context of business workflows.

Irwin Lazar

One consequence of the increased skill and competence levels requirement is likely an increase in wages and salary costs in order to attract those people. The overall transaction costs will drop. But the direct salary expense per employee will rise. Their needs and expectations for career and job satisfaction will change and become more important.

Colin Taylor

As these trends communicate, staying up to date on new technologies is the secret to better customer service, so keep in mind that today’s customers are more tech-savvy and can make or break a company’s reputation based on their experience.

Lutz Remmers

Favorable mentions

There are some trends that only few experts pointed out, here are some of them.

Customer Journey Maps

Report after report highlight that companies are woefully bad at tracking customer journeys to make meaningful decisions:

36.4% of companies track interactions across channels

How good are companies are at tracking customer journeys, according to the Dimension Data’s 2016 Global Contact Centre Benchmarking Report, © Dimension Data 2013-2016

The newer Dimension Data’s 2017 Global Contact Centre Benchmarking Report informs us that even though 76% of companies have some channels connected, 8% have all of the channels connected, and so on:

67% track customer journeys in some form, 72% fail to review and optimize

Companies track the essentials, but are far from tracking everything

Colin Taylor says:

If not, you are quickly falling behind the curve. If you have documented CJM’s, well done – you have step one completed. With your CJMs you now know what the customer and the organization are expecting to take place, when and through what channels etc. .. We need to acknowledge that our marketing and other initiatives, informs and colors customers’ perspective of the organization and consumer expectations on any interaction. When we design customer experience, we must inform the definition with both the CJMs and with the expectations and perceptions that marketing has created. 

Ian Golding suggests that companies need not only to create customer journey maps, but to manage customer journeys.

Failure to understand the true role of a customer journey map, is likely to deem the exercise of creating them completely worthless. In a world where no organisation has infinite resources to keep people busy conducting tasks for no particular reason, it is critical to ensure that the management of the customer journey becomes part of the way a business works. Everyone in the organisation – from the CEO to the front line – needs to know what the customer journey is AND the role they play in delivering/improving it – continuously.

Read Ian Golding’s post to learn which questions you need to ask yourself, if you want to manage customer journeys by embedding them into how your company works

Communications Platform as a Service (CPaaS)

The growth of CPaaS is due to customer-facing markets driving to deliver a better customer experience. CPaaS has emerged as an easy and compelling way to create new digital experiences with communication woven in. Some common applications include: video enabled help desks, SMS appointment reminders, and authentication services.

As enterprises need more advanced communication methods and technology to improve the customer experience they require deep integrations between application and communication

Possibly the most important and exciting thing about the open APIs is that all integrations are typically certified and maintained by both vendors. This means you are getting a completely seamless integrations that are continuously being updated without having to pay for extra professional services.

Darren Prine

The API economy — flexible APIs, integration PaaS (iPaaS), and CPaaS solutions — marks the current phase in this evolution. Over the past few years, the innovation frontier both in the premises-based and cloud communications spaces has shifted from explosive feature development toward a rush to integrate communications with third-party software. The purpose — more tangible business outcomes through greater impact on specific workflows.

Elka Popova

As Al Cook, Twilio director of product, mentioned during a general session on APIs, “The number and types of APIs are increasing, and use cases are increasing.” It will be exciting to see what types of use cases show up in the next few years, and how developers and organizations will use APIs and CPaaS to create applications and integrations to workflows that change the way business gets done.

Blair Pleasant

Social media

In my opinion, social media is the Achilles heel of most companies in today’s digital world.

Social media can generate positive or negative discussions that will impact your brand if not handled properly, so if you have an open forum then take advantage of it. When responding to a customer, always go beyond what they expect, then post the follow up and final results so others can see the outcome, building further confidence in your brand.

Lutz Remmers

Many customers post about positive experiences, but some people may express their frustration over a bad experience more frequently. More, younger customers are used to using social media to connect with their service providers. Our CTO described a friend’s daughter who called her father in a panic because she had had a car accident, had tweeted this to her insurance company, and no one was responding.  Our next generation of customers may demand better responsiveness over social media.

Rob Maynard

Proactive Customer Care

Companies are getting better and spotting problems and fixing them before the customer notices and complains. There are software programs that can alert companies to issues so they can be proactive in mitigating or eliminating problems. A good proactive service program creates trust and confidence.

Shep Hyken

Speech Analytics

With Speech Analytics software, the initial investment can ensure that 100% of your interactions are analyzed and scraped for potential business insight. The implications can be huge, as even a single customer interaction has the potential to uncover an internal inefficiency or service issue. This technology is no longer in its infancy, yet many companies have failed to realize its potential, meaning it can give you a major leg up on your competition.

Al Hopper

At the same time, we see a rise of voice interfaces, from Comcast’s XFINITY remote control to Amazon’s Echo. In 2017, we expect more companies to increase their use of speech recognition for insights and interfaces.

Bruce Temkin

Remote contact center workers

With today’s technology and software, real-time monitoring of agent performance is very simple and it’s possible to track every move of home-based agents, so more contact centers have been actively exploring the benefits of this employment option.

In a few years, it’s very likely that one out of every three agents will be working from home due to lower attrition rates, productivity improvements, a reduction in costs, and more flexibility for extended hours if the business operates on a 24-hour schedule.

Lutz Remmers

It was nice to see the high percentage of businesses that claim to have work-at-home (WAHA) workers (59%).  The ability for contact centers to support remote workers has been around for a long time, but now we have better technology to support them.

Nancy Jamison

 

(remote working) will require the same applications and knowledge bases to be available to remote workers as for those in bricks and mortar premises or contact centres. This will be enabled by cloud-based applications and information storage. However, companies will need to consider that the experience delivered both to and from remote workers will be highly reliant on the performance of the local network, and they will need to ensure that telecoms providers are delivering the level of availability, reliability, performance and security required

Teresa Cottam

It seems that while some most experts agree on the incoming trends in contact centers, companies don’t completely embrace them.

Sheila McGee-Smith mentioned Dimension Data’s 2017 Contact Center Benchmarking Report, which listed quite a number of reasons digital transformation stalls:

Top factors slowing down digital transformation

Top factors slowing down digital transformation, Dimension’s Data 2017 Global Contact Center Benchmarking Report

As it turns out, there are many reasons the implementation of new strategies is slow.

If you are curious which technologies current contact use now as I am, and own a contact center, take part in a survey to get more accurate data and learn what other contact centers are doing. It’ll only take a minute. Thank you.

Share the survey on Twitter or link from your blog to get more accurate data:
https://docs.google.com/forms/d/1iyfKB6xwlPUzbT1zmursuc_PexRaU1hvYEWfD8FUmrU/edit

13/9/2017

Why “click-to-call” when you can “click-to-collaborate”?

Surprisingly we’re still getting requests for the “click-to-call” feature for a website. Note: I’m not talking about the click-to-call used by contact center agents to connect with clients. I mean the “online call” button on a website allowing visitor to call customer care rep from his browser in one click.

Let me clarify some tech details first…

The most common approach for the “online call” feature is using the WebRTC technology supported by the most of browsers. The technology allows a website page to get access to the PC mic (user approval is required) and transmit the audio stream to the website server. The server, in its turn, sends the audio to the company rep thus establishing an audio-call.

This means that to call online a client needs an opened webpage that keeps the audio-connection sending and receiving the audio. It normally looks like this:

softphone

Click to Call interface in Richcall

Click to Collaborate interface

But if the client MUST keep this page opened to talk to the agent, why make it so useless? Obviously, it is worth adding extra features to enrich the voice call with text chat, app sharing, co-browsing.

The “online call” extended with web-collaboration options actually turns into “an online collaboration” – you can see how it works in Richcall on the image to the right.

So, the point is – why add the “click-to-call” feature to your website, when you can empower your visitors to “click-to-collaborate” at no extra cost (in terms of technical requirements)?

RichCall live demo is available at RichCall.io!

Be the first to try the alpha version of RichCall. You will only need a web-browser to test the video (you will see the agent, but the agent won’t see you), try co-browsing and other web-collaboration features and ask any question you may have about the software.

All it takes is 10 mins:
1) Launch the desktop browser (Safari is not supported yet)
2) Click the round button in the lower right corner of the page
3) Allow the browser to access your mic
4) Click “Call” to connect with Aurus rep (English only)

Enjoy!

PLEASE NOTE: we’re available from 10am – 9pm UTC+7.

3/4/2017

12 examples of how businesses are using video chat

Please feel free to check the new section of our website: The “Industry” pages available in the top menu. Here you will find a dozen genuine real-world customer comments regarding the use of RichCall video chat.

Enjoy:

  • INSURANCE

    • Video enhances processing of insurance claim
    • Improve sales with our visual assistance option – featuring co-browsing and app sharing
  • FINANCE

    • Financial advisor online
    • Advanced customer support
    • Video kiosks to shrink the size of the retail bank branch
  • RETAIL

    • Shopping assistant and concierge services online
    • Personalized support for online shoppers
    • Video kiosks – your experts are everywhere!
  • HI-TECH & EQUIPMENT MANUFACTURING

    • Product troubleshooting
    • Online shopper assistance
  • TELECOM

    • Live visual customer support
    • Field service
    • Video kiosks for retail branches
3/3/2017

“Video Chat” does not necessarily mean “Video Call”.

2016-12-angry
For God’s sake, stop being so afraid of the “video” aspect of “video chat”. Yes, dual video is a great feature of video chat solutions, however it is totally optional and by no means a requirement. Also, try to keep in mind that it is not necessary to overly invest in the agents on screen picture quality (i.e. attire, surroundings, banners, etc.), to deploy the video chat in a contact center.

When should you enable video in a contact center?
1. For sales, especially for luxury retailers when less emphasis is placed on call handling time and more emphasis is placed on developing a high-end customer experience.
2. When servicing hearing-impaired customers.
3. When a video chat expert is there to replace an in-person representative i.e. stores, branches, etc.

So, unless you absolutely need a live video call, just replace the agent’s video with a good-looking photo. Try and focus more energy on delivering an ideal customer experience by leveraging web-collaboration features such as the co-browsing and app sharing for support, as well as pushing video and pictures for sales.

11/1/2017

When video chat drives sales, and when it doesn’t…

As aforementioned, a video chat channel that is deployed in a contact center may significantly increase conversions and drive sales. However, this can become a double-edged sword where in some cases it may even decrease the contact centers performance. Successful implementation of video chat depends largely on the industry, the sales process, and most importantly, the nature of the buying cycle.

In a very informative post about video chat, Jay Minnucci, President and Founder of Service Agility (a consulting service company that focuses on customer service) states that, “The (video chat) impact will be minor in some industries, and transforming in others.”

Video chat to drive sales

Let’s look at a few specific examples.

Jewelry stores

Within a single click, a customer browsing necklaces, earrings, or rings can request an interactive video session with a stylist. By having a face-to-face connection established a stylist can quickly put on the jewelry, showcase complementary pieces, or even switch the camera to a close-up angle each piece. This helps a customer to truly “experience” the jewelry, ensuring that it is exactly what he was looking for, prior to buying.

Travel Agencies

Not to different from the previous example, a traveling customer planning his vacation could certainly benefit from a video chat session with an agent, as he looks through various pictures and videos of available hotels. But, having chosen the hotel with your agent he may want to look for the cheapest option to book it. If he finds it somewhere else, your time is wasted for nothing.

Private clothing boutiques

The “personal touch” is the biggest advantage small businesses have over big box stores. Those who frequently buy from smaller private stores often do so because of the personalized one on one attention that these retailers provide. Can these boutiques afford the expensive retail locations? Probably not, but they can easily replicate this personalized customer experience online, with live video chat!

Online electronic retailers

It would be great if the in-store staff could showcase each product on the shelf by unboxing and displaying multiple angles, thus allowing the customer to get a better feel for the item. Unfortunately, this takes quite a bit of time, and whether the extra time spent here will be rewarded by increased conversions, largely depends on your product.

From my experience, video chat sales can be extremely powerful in these industries:

  • Luxury, High-end Retailers – Because you’re ready to spend as much time needed to sell.
  • Manufacturers – Because if you convince that you’re better than competitors the customer won’t be looking for cheaper prices for your product. Because once you convince your customers that your products are superior to the competition, they won’t price shop you.
  • Small Businesses – Because providing a “personal touch” matters the most.

Just make sure you are always doing the math prior to implementing video chat in sales.

26/12/2016

Co-Browsing in Contact Centers – the Devil is in the Details

Amongst the web-collaboration features in our platform, “co-browsing” is one of the most important. Co-browsing allows a contact center agent to see the contents of a client’s browser window, while simultaneously talking with him/her on phone. The agent can use the built-in pointer to direct the customer’s attention and instruct him/her to perform actions. This system allows agent to more fully understand the client’s problem and the context in which it occurred, and to resolve it quickly.

Co-browsing in video chat

When designing the co-browsing feature we first conducted extensive research with our clients to identify their business needs, and the features required to meet these. Here are some of the things our clients said they wanted from the co-browsing feature:

No Client Download

This was a no-brainer for all our clients. It was essential that their customers could start a co-browsing session instantly, without downloading any apps, Java, or browser plug-ins.

Customer is in Control

Our clients told us that their customer service agents must not be able to perform mouse clicks or enter keyboard strokes in the client’s browser. They wanted their agents to have the ability to see what happens on screen and move the pointer (see “The Pointer” below) to draw attention to things on screen, but not to be able to interact with the page otherwise.

The “Pointer”

There should be a pointer to allow the agent to draw the customer’s attention to certain parts of the page, for example:

  • “Please click this button…”
  • “Here is the section with the info you need…”

In our solution we call this feature “the Pointer” tool. It is an arrow that appears in the customer browser on top of the main content.

Support for Secure Pages

Our clients reported that it was important that co-browsing sessions support secure pages (e.g. ones that require customer to login in order to view). When we talked with our clients, only two of said they needed to guide visitors around public pages in order to help them find products and other public information. The vast majority of our clients need provide customer support within secure online self-service tools, which can only be accessed by authenticated users.

Starting Co-Browsing Sessions over the Phone

Our clients asked for maximum flexibility, and we delivered. Customers shouldn’t necessarily have to be engaged in an online call or text chat with an agent in order to start a co-browsing session. Even if the end-customer has made a regular phone call to the contact center, he/she should be able to enhance it with the co-browsing session if and when it is needed. With Aurus RichCall the agent may generate a unique 5-digit code and give this to the customer over the phone, who can then use it to initiate co-browsing.

Support for Mobile Browsers

Lastly, clients were keen to stress that the co-browsing feature should support mobile browsers and provide the same functionality as enjoyed on a desktop/laptop (no download, “pointer”, secure page support).

Video Chat in 2016 Contact Centre Report by Dimension Data

This post highlights Dimension Data’s figures and conclusions regarding the “Video Chat” channel, as detailed in their 2016 and 2015 Global Contact Centre Benchmarking Reports.

Contact center channels by Dimension data

A third of contact centres plan to support a video chat service within 1 year, while while only 11% reported they have already deployed it. Video chat currently has the highest growth rate across all contact center channels.

Companies recognize that the visual engagement powered by WebRTC is not just a trend in technology they need to keep up with; it’s an opportunity – to improve the FCR rate, to increase the customer loyalty, and to improve the agent performance.

«With developments such as these, we’re extremely excited about the contribution that video-enabled contact centres can make to transform the face of customer engagement. We believe they will add massively to the value that contact centres can deliver to the customer base.»

By Ian Heard, Principal Director, Collaboration, Dimension Data Communications, 2015 Global Contact Centre Benchmarking Report

Now let’s look at the percentage of contact centre interactions currently handled by the video chat channel. The 2015 report shows only 0.2%:
Percentage of the contact centres interactions handled by the video chat channel

However, it should be noted that the 0.2% figure takes into account all contact centers in the survey, including the vast majority who don’t have videochat deployed.

Finally, how do customers feel about interacting through video chat?

How do customers rate the video chat service

«Among the newest of the emerging channels, video is already a success in terms of solution application and customer feedback.

We’re even seeing the introduction of video chat, which is set to increase exponentially over the next few years.»

2015 Global Contact Centre Benchmarking Report

Try RichCall at GITEX 2016, Dubai 16-20 Oct

Meet our representatives at GITEX 2016 and try RichCall even before it goes live.

GITEX is the largest Middle East IT-exhibition held every year at Dubai World Trade Center. If you’re planning to attend, you’re very welcome to come and meet Alexander Anoshin, CEO of Aurus and Kirill Basikhin, the key account manager who will be presenting the RichCall prototype.

You’ll be able to try RichCall, discuss the business cases for video chat in your vertical and learn about the technical aspects too.

The RichCall stand will be located at the Skolkovo booth:
blog-gitex

You’re also welcome to contact us and schedule a meeting. See you at GITEX!

24/9/2016